ESTATE, EDUCATION, & RETIREMENT PLANS MADE EASY!

---

Estate Planning can often be a daunting task figuring out how to structure the estate, what passes through a Will, and how to ensure your family is protected. In the day & age, Blended Family Estate Planning is also increasing. Let us help you figure out:

– Do you need a Will?

– Do you need a Power of Attorney?

– Do you need a Representation Agreement?

– Do you need a Co-Habitation Agreement?

– What is Probate & how to minimize it?

– Why beneficiary designations are so important?

– Should a Trust be used?

– For Partnerships & Businesses, how to structure a proper Buy-Sell Agreement?

– How to minimize taxes on death?

– Charitable Giving strategies

Education planning for yourself, a spouse, a child or a grandchild can be overwhelming and confusing. With many products available in the marketplace such as Registered Education Saving Plans (RESP) to Personal Loans, we can help you create the best plan :

– use your own money?

– take a bank student loan?

– take a government student loan?

– use a scholarship RESP?

– use a regular RESP?

– use a line of credit?

– take out a mortgage or home equity?

– use Lifelong Learning Plan?

– take money from a Tax Free Savings Account?

– take money from a Registered Savings Plan?